Buying a home is an exciting process, but it requires careful planning and a strong creditworthiness. From your initial application to closing day, it can feel like you’re under a microscope. And in many ways, you are—mortgage lenders closely scrutinize your finances and credit history to ensure you can truly afford your home loan. The good news? With a few … Read More
With today’s rising home prices and elevated interest rates, buying a home comes with significant costs. As a result, many borrowers are eager to save on their mortgage payments. One powerful way to minimize your mortgage payments is to apply for your loan with a strong credit score and low debt-to-income (DTI) ratio. While it can take time to build … Read More
In the fast-paced world of mortgage lending, every point on a credit score can make a difference. That’s where rapid rescore service comes into play. This powerful tool can be impactful for both lenders and borrowers, potentially turning a loan denial into an approval or securing a more favorable interest rate. Rapid rescore service helps borrowers get a credit score … Read More
Certified Credit will be attending The Mortgage Collaborative’s “Live Large, Think BIG!” Conference in Dallas, Texas, where it will participate in the TMC Preferred Partner Solutions Showcase. Every year, the Mortgage Collaborative brings together mortgage lenders from across the country to discuss ways to cut costs, streamline workflows, and enhance borrower engagement. Its annual conference also features some of the … Read More
Certified Credit will be attending the ICE Experience 2025 conference in Las Vegas, Nevada, where it will showcase its advanced technology and exceptional service. Award-winning mortgage solutions provider Certified Credit is excited to announce its attendance at the ICE Experience 2025 conference, a premier event for mortgage professionals and industry experts. This event is taking place from Monday, March 10th, … Read More
As a mortgage lender, managing risk is a vital step in safeguarding your profits. In addition to mortgage fraud, loan buybacks, and regulatory compliance, you also have to protect your business from early payoff (EPO) penalties. Since mortgage rates have been elevated for the past few years, EPO penalties haven’t been a top concern. However, as rates begin to decline, … Read More
