All activities performed on the system are logged. We will periodically check the log files for irregularities or possibly malicious actions. This measure helps with the early detection of illegal activities and/or possible equipment failure. This logged data may also be analyzed to determine how we can upgrade our system to better service you. When used in the course of scientific or research purposes, all reasonable identifying information is removed.

Marketing & Advertising Data

The information we collect at Certified Credit may be utilized to provide advertising and marketing communications, as well as other relevant information about our products, services, promotions, newsletters, receipt messages, emails, mobile messages, and special offers. Additionally, this information may also be used for administering promotions and delivering targeted communications.

Email Information

When users provide their email address for order processing, it will solely be utilized to send them relevant information and updates specifically related to their order. Additionally, it may be used to address any inquiries, requests, or questions they may have.

If users choose to opt-in to our mailing list, they will receive emails encompassing various content such as company news, updates, marketing materials, and related product or service information. To discontinue receiving future emails, users can find detailed instructions on how to unsubscribe at the bottom of each email or by reaching out to us via our website.

Children and Teen Data

The CCPA sets restrictions on businesses selling the data of consumers under the age of 16 unless they have obtained opt-in consent. Certified Credit does not sell or process information on minors (under 18 years of age).

Our website utilizes various technologies such as tracking pixels/web beacons, "cookies," and other identifiers to collect and store specific information. Cookie may be placed on a users' hard drives by their web browser to keep a record of activities and gather details about the users behavior, including IP addresses, browser information, ISP, operating system, date/time stamp, and clickstream data. This information may be used to provide a personalize website experience, marketing messages, and offers.

In addition to customization and personalization, we use this information for reporting and analysis purposes and to provide a better user experience. While users have the option to configure their web browsers to reject cookies or receive alerts, it's important to note that this may impact the proper functioning of certain features or the website as a whole.

Security is paramount to Certified Credit and we take great pride in the trust you have placed in us to safeguard your data. As an extra precaution to protect against the loss, misuse and alteration of the information under our control, Certified Credit is audited by an independent 3rd party annually. Users, however, are responsible for the safekeeping of their own login/password and for any misuse of such information.

We are committed to protecting your privacy and providing reliable services. We use the information we collect on the systems only to provide better service and to prevent unauthorized access.

By using our systems, you consent to the collection and use of this information by Certified Credit. If we change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Under the CCPA, consumers have the right to opt-out of having their personal information sold by businesses to third parties. It is mandatory for businesses engaged in such information sales to inform consumers about this practice and their right to opt-out. At Certified Credit, we do not directly send marketing communications to consumers, nor do we sell consumer information to third parties. If you wish to opt-out of credit offers and prevent Trigger leads generated by the bureaus, please follow these steps:

• To stop credit bureaus (Equifax, Experian, and TransUnion) from selling your name as a trigger lead for at least five years, register for Opt-Out Prescreen at optoutprescreen.com. The request typically takes around five days to become effective.
• Reduce telemarketing efforts by registering your name and phone number on the National Do Not Call Registry at donotcall.gov or by calling 1-888-382-1222 from each phone number you wish to register. It usually takes approximately 31 days for the registration to become effective.
• Opt-out of commercial mailings for a duration of five years by registering with the Direct Marketing Association's Mail Preference Service at dmachoice.org. There is a $1 processing fee. Please note that the effective date may vary depending on when your request is submitted since DMA updates its lists quarterly

As a consumer, you have the following rights:

You can request information about the specific categories of personal information that Certified Credit holds about you, including the sources from which the information was collected, the business purpose for collecting or selling the information, and the categories of third parties with whom the information was shared.

• If you believe that the information Certified Credit holds about you is inaccurate or incomplete, you have the right to request its rectification.
• You have the right to know whether your personal information has been shared or disclosed and to whom.
• You can request information about the categories of third parties with whom your information has been shared.
• If you want your personal data erased from our system, you have the right to request that Certified Credit removes it.

To send your CA Privacy Rights Request:

By Mail: P.O. Box 2969, Rancho Cucamonga, CA 91729.

By Email: Compliance@Certifiedcredit.com

Upon receiving a verifiable request, Certified Credit will provide the required information free of charge within 45 days. In certain cases, the time period to provide the information may be extended by an additional 45 days. However, the consumer will receive notice of the extension within the initial 45-day period.

The provided information will cover the 12-month period before Certified Credit received the verifiable request. It will be delivered in writing to the consumer via US Mail or electronic mail.

Please keep in mind that Certified Credit is not obligated to provide information to a consumer more than twice within a 12-month period, although information can be provided at any time.

The CCPA ensures that businesses covered by the law cannot discriminate against consumers who exercise their rights. This means that businesses cannot deny goods or services, apply different pricing or conditions, offer varying levels of quality, or imply that consumers will receive different pricing or quality based on their exercise of rights.