Underwriting Compliance Tools
Streamline the underwriting process with solutions designed for maximum efficiency.
Technology to Help Underwriters Dig Deeper
Identify issues lurking just below the surface - before they cause problems
Underwriters have a lot to evaluate. Certified Credit's suite of products to assist with compliance are like having an extra set of automated hands to keep you efficient, in compliance, and profitable.
ADV-120 Fraud Report
Comprehensive, investor-approved verification of all borrower information that can be tailored to your organization’s risk tolerance levels.
Undisclosed Debt Monitoring
Fully customizable notification system that alerts you to activity that may pose a risk to the loan process, such as new inquiries, late payments, debt-to-income increases, and more.
Refresh Credit Report
Ensure smooth sailing at closing and prevent fallouts with our Refresh Credit Reports. This solution monitors borrower activity throughout the loan process and alerts you to activities that could impact closing.
Portfolio Review
Lending isn't a fund it and forget it proposition. Certified Credit helps you keep your finger on the pulse of your funded loans with monthly, quarterly or annual evaluations.
TriChek Tri Merge
Move them one step closer to their dream
QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.
Offers Maximum Flexibility
Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.
Boost Approval Rates
Instant results help you say yes faster and match your applicants to the loan option that's right for them.
Improves Efficiency
Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.
Enhances Decision Making
Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.
Saves Time & Money
Pre-qualification enables you to affordably identify potential issues up front before the application process begins.
Reduces Fall Out
Eliminates triggers to help prevent you from losing potential borrowers to competitors.
Mortgage Only
Move them one step closer to their dream
QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.
Offers Maximum Flexibility
Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.
Boost Approval Rates
Instant results help you say yes faster and match your applicants to the loan option that's right for them.
Improves Efficiency
Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.
Enhances Decision Making
Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.
Saves Time & Money
Pre-qualification enables you to affordably identify potential issues up front before the application process begins.
Reduces Fall Out
Eliminates triggers to help prevent you from losing potential borrowers to competitors.