The second half of 2022 was characterized by sky-high interest rates and rising inflation. As a result, many homebuyers and sellers have been waiting on the sidelines for these market conditions to improve. Rates will likely go down this year, but 2023 presents some new challenges for mortgage lenders. Most notably, credit reporting costs are increasing. According to the National … Read More
If you want to succeed in the mortgage industry, you need to provide your borrowers with an excellent experience. If you do, they’ll be more likely to recommend you to their friends and family and think of you the next time they purchase a home or need to refinance. So, how can you improve the experience for your borrowers? Below, … Read More
Home For the Holidays Live Event (Part 1) Your browser does not support the audio tag. Home For the Holidays Live Event (Part 2) Your browser does not support the audio tag. Talk Data to Me: Home for the Holidays LinkedIn Live Event They say home is where the heart is. But for many this holiday season, the dream of … Read More
While many mortgage experts are making predictions for 2023, only time will tell how this year will go for lenders. Home prices are projected to go down soon, but the looming recession may still hinder some homebuyers’ readiness. The demand for new mortgages will likely hinge on the direction of interest rates in the coming months.[i] Despite the uncertainties, there … Read More
As 2022 wraps up, many lenders may be wondering what they can do to strengthen their businesses in the coming year. Despite the tough market conditions, there are still many opportunities for growth. We learned about some of these opportunities while interviewing industry experts at the 2022 Annual Mortgage Bankers Association (MBA) Conference. Several of these conversations centered around the … Read More
At Certified Credit, we believe that the mortgage industry is about more than just a score—its strength lies in its relationships. With this in mind, we’re always eager to connect with other mortgage professionals. Through this collaboration, we’ve been able to develop innovative solutions to some of mortgage lenders’ most pressing challenges. However, we didn’t want to keep our inter-industry … Read More
