In many ways, this year was a tough one for the mortgage industry. The refinance boom came to an end, interest rates soared, and mortgage lenders struggled to maintain the same level of business they enjoyed in 2021. This year was also characterized by exceptional technological advancements and collaborative problem-solving. Thus, there are still many reasons for mortgage lenders to … Read More
Technology can make many aspects of the mortgage business more efficient, cost-effective, and convenient for borrowers and lenders alike. Since mortgage technology is such a significant topic these days, we asked several industry experts at the Mortgage Bankers Association (MBA) Annual Conference to share their thoughts about data, predictive modeling, automation, and technology development. Below, we’ll summarize the key insights … Read More
Since the mortgage market is constantly changing, many lenders may be wondering what to expect from 2023. What’s more, they may be looking for ways to set their business up for success this coming year. To answer these questions, the Certified Credit team interviewed several industry experts at this year’s Mortgage Bankers Association (MBA) Annual Conference in Nashville, Tennessee. During … Read More
To help improve turn times and streamline the tax transcripts request process, the Internal Revenue Service (IRS) has recently released its new 4506-C form. This new form meets the standards of their anticipated OCR (Optical Character Recognition) software. The new 4506-C form can be found here. You can begin using this new form as soon as today. Both versions of the Form 4506-C will … Read More
If you’re a mortgage lender looking to expand your business prospects, you may want to build your personal brand. A compelling personal brand and the right mortgage lending tools can help you attract more business now and in the future. In turn, you can give your mortgage lending business the boost it needs to sustain consistent growth. Below, we’ll offer … Read More
If you’re an aspiring homeowner, you may want to check your credit score before you apply for a mortgage. Reviewing your credit score can help you determine whether or not you should take steps to improve it before starting your home search. While checking your credit score is a smart move, you won’t necessarily see the same number as your … Read More
