The Millenials, and the not far behind Generation Z, engage with media differently than past generations. What does that mean for lenders that hope to reach this younger demographic? You may have to adjust your advertising techniques. According to Enact’s 2020 Statistical report, first-time homebuyers made up 56% percent of the mortgages in 2020 in the United States.1 Additonally, young … Read More
Mortgage fraud is a pervasive issue that costs financial institutions billions of dollars.1 Nearly 1 in 120 mortgage applications contain fraud2, and unfortunately, most lenders only discover that fraud has happened after a borrower has defaulted on their loan. As a mortgage lender, you need to develop a keen eye for the red flags of mortgage fraud. It’s believed that … Read More
This is a crowdsourced article. Contributors are not necessarily affiliated with this website and their statements do not necessarily reflect the opinion of this website, other people, businesses, or other contributors. Accurate property values are vital to mortgage brokers and real estate investors, who must make pivotal decisions based on the reported value of a house or land parcel. … Read More
This is a crowdsourced article. Contributors are not necessarily affiliated with this website and their statements do not necessarily reflect the opinion of this website, other people, businesses, or other contributors. Whenever money is involved, there is a good chance that someone will try to obtain it by fraudulent means. Mortgage lenders rely on credit checks, employment verification, along with … Read More
Ask any elementary student how many apples Jane can buy if Jane has $10 and apples cost $2 each, and they will be able to tell you. Then, ask them what a credit card is, and they will either look at you blankly or reply, “An endless money card?” Unfortunately, ten years later, that same person will know much more … Read More
In-Person events are back and better than ever! Join us at booth 801 for an update on all the big news for Team Certified!
