Ask any elementary student how many apples Jane can buy if Jane has $10 and apples cost $2 each, and they will be able to tell you. Then, ask them what a credit card is, and they will either look at you blankly or reply, “An endless money card?” Unfortunately, ten years later, that same person will know much more … Read More
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In our modern financial system, having a high credit score opens many doors. It can help you qualify for lower interest rates, larger loans, cheaper insurance, apartments, and even certain jobs. Despite the societal significance of a credit score, its role in financial wellness is rarely taught in school. In turn, many credit misconceptions have been able to spread, confusing … Read More
As a mortgage lender, you’re always trying to gain new customers. And naturally, you want to keep the ones you already have. The question becomes – how do you keep your customers loyal? Customer retention is your ability to maintain your customers’ business over time. It’s one of the most important metrics to optimize if you want to improve your … Read More
How to Build Credit With No Credit History Your credit history directly impacts your financial opportunities. Along with your debt-to-income ratio, it’s one of the most important factors that lenders look at when they review your loan or credit card application. To add to its significance, your credit history can also impact your ability to rent an apartment, receive affordable … Read More
