Image

Compliance & Security

Data security should always be front of mind. As a recognized industry leader in technology and innovation, our customers, partners, and consumers rely on Certified Credit to set the tone. We set exacting security standards for our organization, incorporating best practices into each transaction and maintaining a constant focus on both current and evolving regulations.

Technology designed to meet your needs and exceed expectations

Certified Credit runs off the largest mortgage service solutions (software-as-a-service - SaaS) platform in the industry; backed by multiple data centers, redundancies, and safeguards to ensure our uptime leads the industry and keeps your business moving towards the closing table.

ImageImageImageImageImage
Image

PCI-DSS Compliant

Certified Credit is compliant with the Payment Card Industry (PCI) Data Security Standards (DSS) global information security standard, which is designed to prevent fraud based on increased controls around credit card data.

Security Awareness Training

We train and test all employees monthly with timely Security Awareness Training. Our rigorous program ensures new trends are quickly addressed and all employees are well-versed in breach protocols and best practices to protect sensitive information.

SSAE-18 SOC2 Type 2 Certified

The American Institute of Certified Public Accountants (AICPA) developed the certification around System and Organization Controls (SOC) for Service Organizations.  Designed to allow end users to assess the risk associated with an outsourced service, the standards allow for the close examination of services provided. 

SAFC-II Certification

SAFC-II is an advanced level certification for employees of consumer/credit reporting agencies and other business entities in which a more extensive knowledge of the FCRA and GLB is required. Certified Credit tests and certifies all employees yearly through the SAFC-II Certification provided by NCRA.

TriChek Tri Merge

Move them one step closer to their dream

QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.

ImageImageImageImageImage
Image

Offers Maximum Flexibility

Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.

Boost Approval Rates

Instant results help you say yes faster and match your applicants to the loan option that's right for them.

Improves Efficiency

Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.

Enhances Decision Making

Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.

Saves Time & Money

Pre-qualification enables you to affordably identify potential issues up front before the application process begins.

Reduces Fall Out

Eliminates triggers to help prevent you from losing potential borrowers to competitors.

Mortgage Only

Move them one step closer to their dream

QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.

ImageImageImageImageImage
Image

Offers Maximum Flexibility

Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.

Boost Approval Rates

Instant results help you say yes faster and match your applicants to the loan option that's right for them.

Improves Efficiency

Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.

Enhances Decision Making

Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.

Saves Time & Money

Pre-qualification enables you to affordably identify potential issues up front before the application process begins.

Reduces Fall Out

Eliminates triggers to help prevent you from losing potential borrowers to competitors.