Owning a home is still a cornerstone of the American dream. A 2022 Bankrate survey found that Americans view homeownership as the highest indication of prosperity.[i] They ranked homeownership above having a career, children, or a college education. If you want to become a homeowner for the first time, you probably have a lot of questions about the home-buying process. … Read More
Podcast
From the latest in automation to improving the digital borrower experience, we are covering all things ICE Mortgage Experience23. In this episode of Talk Data to Me, we sit down with SVP of Product Development, Ron Carlson, to discuss key takeaways from Encompass’ Experience23 and explore the pressing issues facing the mortgage industry today. Throughout our conversation, we look at … Read More
Talk Data to Me: Experience23 Recap – Automation, Technology, & Attracting Borrowers [Episode 27]
Insight
As a mortgage lender, growing your business and streamlining your expenses can help you stay profitable during slower markets. So, what can you do to drive business and cut costs this year? By making a few simple, strategic adjustments to your credit report ordering, you can realize significant savings while expanding your business prospects. In this article, we’ll highlight two … Read More
Cutting Costs & Building Business with Prequalification & SmartSelect
Insight
As the mortgage market evolves, so does the dominant demographic of homebuyers. Right now, underserved markets present the greatest growth opportunities for mortgage lenders. If you want to take advantage of this opportunity, you need to understand why underserved markets are so valuable, what challenges these communities face, and how you can help them overcome these challenges. In this article, … Read More
Fostering Social Impact & Business Growth: Empowering Underserved Communities
Podcast
Talk Data to Me: PMI 2.0 with Susan Shaffer In this episode of Talk Data to Me, recorded at ICE Mortgage Technology Experience 23, we discuss everything you need to know about Private Mortgage Insurance (PMI). Whether you are a homebuyer wondering about the ins and outs of PMI or a mortgage professional looking to better educate your borrowers, this … Read More
Talk Data to Me: PMI 2.0 – PMI, LLPA, Credit, & More at Experience 23 [Episode 26]
Insights
The mortgage industry has seen an influx of new tech solutions in recent years. Lenders who embrace these tools can reap the rewards of enhanced efficiencies, optimized workflows, and stronger sway amongst young homebuyers. Meanwhile, lenders that fail to adopt them are more likely to get passed by for their tech-savvy competitors. According to an ICE Mortgage Technology survey, 99% … Read More