To help improve turn times and streamline the tax transcripts request process, the Internal Revenue Service (IRS) has recently released its new 4506-C form. This new form meets the standards of their anticipated OCR (Optical Character Recognition) software. The new 4506-C form can be found here. You can begin using this new form as soon as today. Both versions of the Form 4506-C will … Read More
If you’re a mortgage lender looking to expand your business prospects, you may want to build your personal brand. A compelling personal brand and the right mortgage lending tools can help you attract more business now and in the future. In turn, you can give your mortgage lending business the boost it needs to sustain consistent growth. Below, we’ll offer … Read More
Talk Data to Me Live: The Homeownership Program Index (HPI) Trends with Rob Chrane – CEO, Down Payment Resources Over the past year, there has been a 1.6% increase in the number of affordable homeownership programs available, and 83.9% of all programs had funds available for eligible homebuyers. But, what does this mean for homebuyers trying to purchase in the … Read More
Talk Data to Me Live: Consumer Debt & Foreclosure Trends with Weltman Consumer debt increased by $46 billion in the second quarter of 2022, which is the largest increase in a quarter in the past 20 years. What does this mean for the economy, housing market, and most importantly, lenders and borrowers? At the Mortgage Bank Association’s Annual Conference 2022, … Read More
Talk Data to Me Live: Experian VerifyTM & Verification of Employment with Ken Tromer – Director, Mortgage Market Engagement, Experian Let’s be honest, verification of employment (VOE) can be a difficult process. It can be time-consuming, interrupt the borrower experience, increase the potential for mortgage fraud, and even delay a closing. So, how can you overcome these challenges? Check out … Read More
Talk Data to Me Live: Tips & Tricks for Quoting PMI with Susan Shaffer – VP, National Accounts Manager, National Mortgage Insurance Corporation Most lenders and borrowers are familiar with Private Mortgage Insurance (PMI). If a borrower does not have at least a 20% down payment, PMI is added to the borrower’s monthly payments to protect lenders against loan default … Read More
