Certified Credit to attend the ICE Experience 2024 conference in Las Vegas, Nevada, where they will host live demonstrations of its mortgage lending solutions and provide invaluable industry insights. As one of the mortgage industry’s largest annual technology conferences, the ICE Mortgage Experience brings together mortgage professionals, industry experts, and vendor partners from across the country. This year, the conference … Read More
Insights
The mortgage industry is constantly evolving. As we move into 2024, many mortgage lenders are wondering how they can optimize their operations in light of the new year’s unique challenges, opportunities, and regulatory changes. To assist with this process, the Certified Credit team has answered ten of mortgage lenders’ most frequently asked questions for 2024. Read on to find their … Read More
Answering Mortgage Lenders’ Top FAQs
Insights
Research shows that only 57% of Americans are financially literate. What’s more, financial literacy rates have plummeted 19% over the past decade. Due to this lack of financial literacy, many mortgage lenders receive constant questions about credit scores, credit reports, and the mortgage lending process. To help close this knowledge gap, the Certified Credit team has answered some frequently asked … Read More
Answering Your Mortgage Applicants’ FAQs
Insights
In today’s mortgage market, competition is steep. Winning over borrowers’ limited supply of business often requires you to optimize your operations. According to a survey of over 1,200 mortgage applicants, fast service is one of the qualities that separate leading mortgage lenders from the rest. You can expedite your lending decisions with the help of automated underwriting systems. So, what … Read More
The Role of Automated Underwriting Systems in Credit Evaluation
Insights
For many years, trigger leads have been a controversial topic within the mortgage lending industry. Some proponents champion trigger leads for their potential to promote competition among lenders, helping applicants receive the very best rates. Many lenders also appreciate their lead generation benefits. On the other hand, trigger leads can lead to a subpar borrower experience as applicants get bombarded … Read More
How Are Mortgage Trigger Leads Changing in 2024?
Insights
Artificial intelligence (AI) is one of the most influential technologies of our time. Due to its various applications, AI has already transformed several industries, from healthcare to retail. The mortgage industry is just one more example. According to Fannie Mae, 30% of mortgage lenders have already adopted or done a trial run of AI software in 2023. This figure is … Read More