Smart Select Credit Report

Ensure Prospects Qualify Before Investing Time & Money

In today's competitive mortgage market, time is money. And razor-thin margins require you to cut costs where you can to enhance profitability. Certified Credit can help you do both with Smart Select. Our fully customizable solution allows you to eliminate unqualified borrowers, freeing you up to concentrate your time and money on those who are likely to close.


Powerful Data to Help You Lend With Confidence

Knowledge is power. Certified Credit equips you with the information and analytics you need to drive business growth, enhance efficiency and improve profitability. Smart Select puts you in the driver's seat and enables you to achieve all three.


Control the Criteria

You determine the bureau and other important indicators such as:

  • Score
  • Zip code
  • Bankruptcy
  • Delinquency
  • Defaults
  • Foreclosures

Save Time & Money

Start with a single bureau that you specify. If prospects don’t meet your criteria, you’re only charged for the less expensive single bureau pull. And you avoid the time involved in completing a full application. If prospects do qualify, Certified Smart Select automatically upgrades you to a complete tri-merge report.

Improve Closing Ratios

Spend more time with borrowers who are likely to close, improving your profitability.


More Than Just a ScoreTM

At Certified Credit, we deliver more than just a score. We provide industry-leading information and analytics with the expertise and technology you can rely on to fuel your business. 

  • Credit Reports
  • Fraud & Risk Mitigation
  • Property
  • Employment Screening
  • Score Improvement Tools
  • Third-Party Verifications
  • Client Acquisition & Retention
  • Tenant Screening

"Certified Credit takes good care of us. I've been impressed that no matter who answers when I call, they are able to answer my questions and give me the help I need. We're in good hands!"