4506-C Tax Transcripts

Prevent the headaches that come with borrower income misstatement.

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Trust But Verify

Applicant income overstatement is a type of mortgage fraud that is all too common but easy to spot with Certified Credit’s 4506-C Tax Transcripts. Our best-in-class solution helps ensure that the stated income aligns with IRS records, giving you confidence in your lending decision.

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Fast & Accurate

Direct connection to IRS transcripts through our cutting-edge technology platform gives you quick access to the precise information you need to mitigate risk.

Multiple Uses

Full profile reports that can be used to verify income on new borrowers or as a quality-control check on funded loans.

Comprehensive

Complete IRS tax transcript report that identifies discrepancies between borrower reported information and IRS verified income to prevent material misstatement.

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More Than Just a ScoreTM

At Certified Credit, we deliver more than just a score. We provide industry-leading information and analytics with the expertise and technology you can rely on to fuel your business. 

  • Credit Reports
  • Fraud & Risk Mitigation
  • Property
  • Employment Screening
  • Score Improvement Tools
  • Third-Party Verifications
  • Client Acquisition & Retention
  • Tenant Screening

"I couldn't be happier with Certified Credit and their wonderful employees. I know first-hand my team loves the Certified Credit team."

- Top Tier Mortgage Lender
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