Liens & Judgments Report

Reduce default risk by filling the data gap

Now that borrower liens and judgements are omitted from the credit report, you need additional information to make a sound lending decision.


A Complete Picture

Studies show that consumers with a lien or judgment against them are twice as likely to wind up in default. Ensure you have the complete picture of your applicant with Certified Credit’s Liens & Judgments Report.


Comprehensive Credit Profile

Avoid default risk by filling in borrower data gaps with information on bankruptcy filings, tax liens, collections and judgments.

Accurate Information

We’ve partnered with best-in-class providers to deliver the most current and accurate information possible to ensure you’re positioned to make a sound lending decision.

FCRA & GSE Compliant

Ensure FCRA compliance while also fulfilling GSE and secondary market requirements to identify all open liens and judgments.


More Than Just a ScoreTM

At Certified Credit, we deliver more than just a score. We provide industry-leading information and analytics with expertise and technology you can rely on to fuel your business. 

  • Credit Reports
  • Fraud & Risk Mitigation
  • Property
  • Employment Screening
  • Score Improvement Tools
  • Third-Party Verifications
  • Client Acquisition & Retention
  • Tenant Screening

"Certified Credit is much better in terms of staff and customer service than other companies I've worked with before. Their technology is excellent. Every experience I have with Certified Credit is a good one."

- Mortgage Loan Officer