Tax Wallet Powered By Halcyon

Close Loans Faster for a Fraction of the Cost
Imagine slashing your loan processing time by 70% while ensuring 100% accuracy in tax transcripts. That's the power of Tax Wallet by Halcyon!
Tax Wallet uses a direct connection to the IRS, which means you get reliable data without the wait or the cost. For one fee you get up to 3 years of access to borrower's tax transcripts and there is no additional fee for additional borrowers, requests, or corrections.

Faster Turnaround Time
While traditional 4506-C processes can take 1-2 weeks on average, Tax Wallet revolutionizes tax transcript retrieval by delivering results in minutes to days, dramatically accelerating loan origination and closing times for lenders.
Better Borrower Experience
Two convenient order placement methods that allow your borrower to chose the right path for them. Borrowers can either grant permission quickly through ID.me for near-instant results, or they can opt for a more traditional approach by signing a one-time Transcript Authorization form, providing flexibility to suit various preferences and comfort levels with digital processes.
Lower Cost Tax Transcripts
While traditional 4506-C requests can cost $40+, Tax Wallet provides tax transcripts at about 25% of the price, significantly reducing expenses while delivering faster and accurate results.
Up to 3 Year Access
Avoid post close transcript issues with the ability to pull tax transcripts up to 3 years in the future without the need for additional signatures or borrower action.
No Additional Fees
Single, all-inclusive cost per loan eliminates additional fees for multiple borrowers, extra tax years, or error corrections, so you never need to worry about unexpected charges.
Rep & Warranty from Fannie & Freddie
Protection your business against repurchase requests. Tax Wallet offers Rep & Warranty indemnification from Freddie Mac and Fannie Mae, providing an extra layer of security for eligible loans that meet specific payment history or quality control review criteria.
LOS & Income Calculator Integration
Seamlessly integrates with Encompass, Byte, Meridian Link Mortgage, and Empower platforms, and offers a robust API that allows direct data transmission to its income calculator, streamlining tax transcript retrieval and income verification processes.
Multiple Data Formats
Data can be delivered via PDF & JSON, without OCR, or human intervention of the data.
See Tax Wallet Powered by Halcyon in Action!
Don't let outdated processes slow you down – book a demo today and discover how we can help revolutionize your loan origination process, create a better borrower experience, and reduce costs.

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