ScoreNavigator

Transforming Applicants into Approved Borrowers

With a blend of insightful credit analysis, personalized guidance, and powerful simulator tools, ScoreNavigator makes it easy to guide borrowers from "Denied" to "Approved" or improve their loan rates and terms.

Mortgage Action Plan

Maximize Borrower Scores & Business Potential

The Mortgage Action Plan (M.A.P.) is a comprehensive, customized report that combines ScoreNavigator's Point Deduction Technology® with proprietary tools to transform prospects into qualified buyers. With M.A.P., you'll gain insights into borrower credit scores, point deductions, tradeline lists, and personalized recommendations to enhance credit profiles. By implementing M.A.P., you'll provide borrowers with precise, actionable steps and optimal timing to maximize their credit scores, resulting in increased loan approval rates and improved business outcomes.

Identify Common Tradeline Issues

Quickly identify and correct errors using the Tradeline Report's detailed and easily digestible breakdown of tradeline data, ensuring accurate credit reporting and paving the way for qualifiable credit scores.

Assess Credit Health at a Glance

View a concise overview of complex credit information on the Summary Report, highlighting critical factors, like payment history and optimal transaction dates, enabling quick identification of key areas for maximization.

Deliver Actionable, Tailored Insights

Help your borrower make informed decisions and take precise steps to optimize their credit profiles, with personalized guidance from the Recommendations Report based on their specific credit report details, financial behaviors, and current standing.

Simplify Account Pay Off

Allocate money wisely with the Money Simulator, which identifies the optimal creditors to pay off first and the best time to re-pull the borrowers credit, ensuring the greatest positive impact on your borrower's credit score.

Test & Refine Your Credit Strategy

Build, correct, and test different scenarios to gain valuable points and avoid costly mistakes with the Manual Score Simulator, while also revealing the potential point losses from incorrect decisions.

Uncover the Fastest Route to Approval

Achieve your desired credit score efficiently with the Target Score Simulator, which provides a tailored plan using the fewest necessary accounts, making it easier for borrowers to follow and achieve their goals. Plus, the target score simulator tells you the best time to pull the borrower's credit upon completing the recommendations.

More Than Just a Credit Tool

Loan Officer Dashboards & Resources

ScoreNavigator's Loan Officer Dashboard is designed to provide a centralized hub for loan officers to access essential tools and resources, streamline their workflow, and enhance customer engagement.

Track borrower progress & action.
See real-time list of all members & referrals.
Receive alerts when borrowers are ready to move the next step.
Access borrower's credit report, the Mortgage Action Plan, simulators, & financial tools.

Unlock the Power of Credit Optimization:
Book a Demo of ScoreNavigator Today!

Get a firsthand look at how ScoreNavigator can revolutionize your credit assessment process, boost scores, and drive business success with a personalized demo.

See a Demo

More Than Just a Score

At Certified Credit, we deliver more than just a score. We provide industry-leading information and analytics with expertise and technology you can rely on to fuel your business.