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Underwriting Compliance Tools

Streamline the underwriting process with solutions designed for maximum efficiency.

Technology to Help Underwriters Dig Deeper

Identify issues lurking just below the surface - before they cause problems

Underwriters have a lot to evaluate. Certified Credit's suite of products to assist with compliance are like having an extra set of automated hands to keep you efficient, in compliance, and profitable.

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ADV-120 Fraud Report

Comprehensive, investor-approved verification of all borrower information that can be tailored to your organization’s risk tolerance levels.

Undisclosed Debt Monitoring

Fully customizable notification system that alerts you to activity that may pose a risk to the loan process, such as new inquiries, late payments, debt-to-income increases, and more.  

Refresh Credit Report

Ensure smooth sailing at closing and prevent fallouts with our Refresh Credit Reports. This solution monitors borrower activity throughout the loan process and alerts you to activities that could impact closing.

Portfolio Review

Lending isn't a fund it and forget it proposition. Certified Credit helps you keep your finger on the pulse of your funded loans with monthly, quarterly or annual evaluations.

TriChek Tri Merge

Move them one step closer to their dream

QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.

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Offers Maximum Flexibility

Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.

Boost Approval Rates

Instant results help you say yes faster and match your applicants to the loan option that's right for them.

Improves Efficiency

Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.

Enhances Decision Making

Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.

Saves Time & Money

Pre-qualification enables you to affordably identify potential issues up front before the application process begins.

Reduces Fall Out

Eliminates triggers to help prevent you from losing potential borrowers to competitors.

Mortgage Only

Move them one step closer to their dream

QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.

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Offers Maximum Flexibility

Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.

Boost Approval Rates

Instant results help you say yes faster and match your applicants to the loan option that's right for them.

Improves Efficiency

Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.

Enhances Decision Making

Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.

Saves Time & Money

Pre-qualification enables you to affordably identify potential issues up front before the application process begins.

Reduces Fall Out

Eliminates triggers to help prevent you from losing potential borrowers to competitors.