Credit Reports
Move them one step closer to their dream
We offer industry-leading credit reporting solutions that help you move clients quickly and confidently from applicants to homeowners.
Insights That Deliver More Than Just a Score
Certified Credit offers a full suite of mortgage credit reporting tools designed to give you a clear, comprehensive view of your applicant in a customizable format that's easy to interpret.
Pre-Qualification Soft Pull Report
Say "yes" with confidence with our Pre-Qualification Soft Pull report. Choose from one, two, or three bureaus and pre-qualify more prospects in less time and for less money.
Tri-Merge Credit Report
Get a comprehensive picture of your applicant's creditworthiness with our Tri-Merge Credit Report. This customizable report empowers your efforts to make more loans in less time and with less risk.
Smart Select Report
Improve your closing ratio and save time and money with Smart Select. This solution filters out applicants who won't meet your score criteria while moving those who do along through the process.
Refresh Credit Report
Ensure smooth sailing at closing and prevent fallouts with our Refresh Credit Reports. This solution monitors borrower activity throughout the loan process and alerts you to activities that could impact closing.
Mortgage Comparison Report
Prevent surprises at closing with our Mortgage Comparison Report. This solution allows you to quickly and easily spot any significant changes that could affect closing.
Business Credit Report
Our business credit reports equip you with the information you need to minimize business risk, make sound lending decisions, or affirm your choice of suppliers.
TriChek Tri Merge
Move them one step closer to their dream
QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.
Offers Maximum Flexibility
Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.
Boost Approval Rates
Instant results help you say yes faster and match your applicants to the loan option that's right for them.
Improves Efficiency
Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.
Enhances Decision Making
Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.
Saves Time & Money
Pre-qualification enables you to affordably identify potential issues up front before the application process begins.
Reduces Fall Out
Eliminates triggers to help prevent you from losing potential borrowers to competitors.
Mortgage Only
Move them one step closer to their dream
QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.
Offers Maximum Flexibility
Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.
Boost Approval Rates
Instant results help you say yes faster and match your applicants to the loan option that's right for them.
Improves Efficiency
Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.
Enhances Decision Making
Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.
Saves Time & Money
Pre-qualification enables you to affordably identify potential issues up front before the application process begins.
Reduces Fall Out
Eliminates triggers to help prevent you from losing potential borrowers to competitors.
Ready to Explore Industry-Leading Credit Reporting Solutions?
Whether you need a single bureau, two bureaus, or the industry-standard tri-merge credit report, our FCRA experts have you covered with automated prequalification solutions, mortgage comparison reports, refresh reports, and more. Learn how Certified Credit's full suite of industry-leading mortgage credit reporting solutions can help you uncover a comprehensive view of your applicant's credit-worthiness.
TriChek Tri Merge
Move them one step closer to their dream
QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.
Offers Maximum Flexibility
Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.
Boost Approval Rates
Instant results help you say yes faster and match your applicants to the loan option that's right for them.
Improves Efficiency
Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.
Enhances Decision Making
Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.
Saves Time & Money
Pre-qualification enables you to affordably identify potential issues up front before the application process begins.
Reduces Fall Out
Eliminates triggers to help prevent you from losing potential borrowers to competitors.
Mortgage Only
Move them one step closer to their dream
QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.
Offers Maximum Flexibility
Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.
Boost Approval Rates
Instant results help you say yes faster and match your applicants to the loan option that's right for them.
Improves Efficiency
Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.
Enhances Decision Making
Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.
Saves Time & Money
Pre-qualification enables you to affordably identify potential issues up front before the application process begins.
Reduces Fall Out
Eliminates triggers to help prevent you from losing potential borrowers to competitors.
