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Credit Reports

Move them one step closer to their dream

We offer industry-leading credit reporting solutions that help you move clients quickly and confidently from applicants to homeowners.

Insights That Deliver More Than Just a Score

Certified Credit offers a full suite of mortgage credit reporting tools designed to give you a clear, comprehensive view of your applicant in a customizable format that's easy to interpret.

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Pre-Qualification Soft Pull Report

Say "yes" with confidence with our Pre-Qualification Soft Pull report. Choose from one, two, or three bureaus and pre-qualify more prospects in less time and for less money. 

Tri-Merge Credit Report

Get a comprehensive picture of your applicant's creditworthiness with our Tri-Merge Credit Report.  This customizable report empowers your efforts to make more loans in less time and with less risk.

Smart Select Report

Improve your closing ratio and save time and money with Smart Select. This solution filters out applicants who won't meet your score criteria while moving those who do along through the process. 

Refresh Credit Report

Ensure smooth sailing at closing and prevent fallouts with our Refresh Credit Reports. This solution monitors borrower activity throughout the loan process and alerts you to activities that could impact closing.

Mortgage Comparison Report

Prevent surprises at closing with our Mortgage Comparison Report. This solution allows you to quickly and easily spot any significant changes that could affect closing.

Business Credit Report

Our business credit reports equip you with the information you need to minimize business risk, make sound lending decisions, or affirm your choice of suppliers.

TriChek Tri Merge

Move them one step closer to their dream

QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.

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Offers Maximum Flexibility

Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.

Boost Approval Rates

Instant results help you say yes faster and match your applicants to the loan option that's right for them.

Improves Efficiency

Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.

Enhances Decision Making

Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.

Saves Time & Money

Pre-qualification enables you to affordably identify potential issues up front before the application process begins.

Reduces Fall Out

Eliminates triggers to help prevent you from losing potential borrowers to competitors.

Mortgage Only

Move them one step closer to their dream

QwikChek is the go-to solution for prequalifying prospects in less time and for less money. Incorporating information from one, two or all three bureaus, this soft pull report helps you say yes with confidence and quickly turn leads into clients.

ImageImageImageImageImage
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Offers Maximum Flexibility

Choose from a low-cost single bureau option or a two or three bureau merged file, all with no credit impact.

Boost Approval Rates

Instant results help you say yes faster and match your applicants to the loan option that's right for them.

Improves Efficiency

Hassle-free integration seamlessly incorporates the information into your existing LOS and workflow to speed the approval process.

Enhances Decision Making

Full bureau file gives you a complete picture of your prospective borrower's credit history, leading to better decisions and reduced risk.

Saves Time & Money

Pre-qualification enables you to affordably identify potential issues up front before the application process begins.

Reduces Fall Out

Eliminates triggers to help prevent you from losing potential borrowers to competitors.